I think you can use digital modes on MURS too, though I haven't verified it. I hear the local Walmart staff using a couple of MURS fequencies. And some of the MURS frequencies are narrowband FM.
Older radios usually do have FRS/GMRS capabilities, but since 2019, most portables that do both services are limited to the half watt limitation. While true GMRS portables don't have that limitation, for example, Radioddity sells a 5 watt GMRS portable, and 25 watt mobile radios. The lack of coordination for repeaters is concerning, as I'm aware of at least 8 GMRS repeaters in my immediate area.
The fellow in the MAG is trying to make a buck by selling used radios at exorbitant prices, and he's setting it up so each radio has an ANI identifier, and he can remotely kill radios and he only wants radios that he's sold on the system. Supposedly, it's the MAG's system, but in reality, the one fellow owns the system, and it's his rules or the highway. I've suggested that the group continue with amateur radio, and run parallel systems, though according to GMRS rules, you can't pass traffic from other radio services on GMRS.
Locally, the GMRS service might work, as the radios are so common, and as PK mentioned, any Baofeng will work, though they aren't Part 95 type accepted, but if it's an emergency, the rules go out the window. Like several others here on the forum, I have several radios that are frequency agile and they're ready to be handed out in any emergency.