I used to bank with them until I called their 800 number one day. When I was waiting for the prompts it said "Press 8 to send money to Mexico". I pressed 8 and chewed the guy out for about 15 minutes. I'm sure I made some sort of watch list after that one.
Aside from that they have roughly 3000% of their total assets exposed in the derivatives market. In layman's terms, that's like having a $100,000 house with a 3 million dollar outstanding mortgage.
Credit unions are the way to go. [URL=http://www.smileyvault.co