It is "too late" for the masses. Only extreme changes of course, and radical reallocations of expenditures can make much difference for those who see the party and come to join it at this late date. Mindset alone takes time to develop and mature enough to prevent shock.
Better late than never? Sure.
However.
Numerically, statistically, our biggest problem remains - some of us in more isolated locations perhaps having it easier - but _nobody_ will escape this one completely: lifeboat capacity.
Lifeboat filled to capacity, those in it have a shot at surviving.
Overfill and swamp the lifeboat, everybody dies.
As dedicated, thinking, captains of our own little lifeboats... the threat most existential to our souls and bodily continuance is minding the lifeboat capacity.
May God help us. And forgive us.