I do realize we have a thread already speaking to withdraws of money less than $10,000- but none concerning making a deposit.
So here is a post from Survivalblog about a citizen in MD about this.
Report from Maryland: I went to the bank today to make a deposit (two medical insurance reimbursement checks). I was informed that I had to show my drivers license or passport to make a deposit. (Up until now ID had to be provided only for withdrawals.)
Then, the teller told me I needed to provide personal information:
name of employer,
annual salary,
citizenship of another country or dual citizenship,
foreign bank account holdings, and
because it is a joint account, I was told to provide the same for my spouse.
I’ll let you and others imagine my response.
I asked the teller if she worked for TSA. “No,” she said, “but these are new government requirements based on a new law.” I told her I had been a customer of that bank for 35 years and asked why now do they need to know everything about me? – M.B.
As a side note: Several weeks ago I went to my bank to make a deposit. I didn't go to my normal branch but one in the state of New York. The branch was on the way to Home Depot so I figured I would kill 2 birds with one stone.
The teller asked for ID. I told her, "no!" She was rather a-taken back by my response.
She started to give me a line when I interrupted her and asked her to get the bank Manager which she nervously did.
The bank Manager came over and told me that any deposit/withdrawal required ID. I patiently let him finish his spiel and then told him, "I have NEVER been asked to produce ID to deposit a check with their bank and if that was a new procedure I had not been notified by mail."
I further told the little pip-sqeek that I will be going back to my branch and close my account.
He made a few clicks on the tellers computer to look at my account and then sighed deeply. Made the deposit without my ID and wished me a nice day. WTF!
The next time I was in my branch I told my story to the head teller there. She explained to me that it was common practice to request ID on deposits made in New York state. She went on to explain that it was not the companies policy in PA. or NY to request customers ID for deposits and she would pass onto her Branch Manager my experience.
What are you folks seeing out there, in the US
ofA or in other countries?
