I voted "other," because I cannot due to house rules: kids in the house, no loaded pistol outside of the safe, and all other firearms unloaded. I would carry if I didn't have to worry about disturbance of peace. If I have legitimate reason to believe that something is happening, or may happen in the near future, of course I'm carrying.
well I'm not going to question your choices when it comes to child safety. (plus I think yours is a bit older than mine if I remember correctly)
however I will say that I've never seen an issue with carrying around children if it's on your person and your more intelligent than Mr. "Glock-fowty".
one thing that I will definitely need to reassess in the near future is my practice of keeping my 12g loaded outside of the safe. of course there's nothing in the pipe, and the crossbolt safety is on, but still, as she gets older and more mobile, that practice is going to have to come to an end. as a matter of fact, I may just go ahead and throw it in the safe after typing this. granted, she's never in my bedroom unattended, but still, Murphy's Law is alive and well in my household...
furthermore, a long gun is always better no matter which way you look at it, but if it's just a simple home invasion/robbery, I don't see how anything more than a handgun is truly needed to eliminate the threat. especially once you factor in the fact that YOU are intimately familiar with the layout of your house and the intruder is not, and ideally you should have your bedroom set up in the most defensible way possible, giving you every advantage over your assailant. (you should also be intimately familiar with your handgun, obviously)
the 1911 sleeps on my bedside table next to me, and I haven't been able to find a good reason to lock it up overnight. My daughter sleeps with a baby monitor, and that sumbitch is LOUD on the receiving end. plus we have this little plastic door-knob thing that prevents toddlers from opening doors.
my practices may change in the future, but for right now I don't see any problems with what I do with regards to child safety. (except for that shotgun, which I think I'll lock up from now on)
all this is just my opinion, Rah. you do whatever you need to do to feel safe and secure.