Great article Nemo,
Good discussion Burt,
I try to carry as often as I can, but there are situations when it is not possible or wise. I always have a gun in my vehicle-not loaded but is always there, except when I go to my kids' school. I always have a rifle in my office. If we go to friends homes for dinner and drinks, I leave my gun in the car. Same goes for a few other social functions. Where I feel the most exposed is traveling by air when not on a hunting trip. I typically do not bring a gun with me, knives yes.
Everything we do in life has some risk. The trick is to minimize the risk enough to be able to enjoy the moment, armed or not. However, there are places that I would never go unarmed.