I too looked at powering my whole house off solar. Because of my Lat. the two salesmen that bid on the project told me that I would need back-up electric for 3-months; Dec, Jan and Feb. which is no big deal. Both estimates came in at ~$13K.
I forget all of the details but I do remember the inverter was going to be a 48 volt one. Not 12 or 24 volts.
Anyway, based on our current solar power set-up & needs, if the grid goes down, we will be just fine without spending $13K. We will use our Aladdin lamps for light, our gas stove for cooking, our wood stove for heat and a additional cook top, and the 12 volt system we do have. We use our 12 volt system for water delivery, juice to run our on demand water heater, charging batteries for our flashlights and such and communications, e.g Sirius radio, lap top, communications, etc.
The only hole we have is refrigeration. I am doing research now on alternate methods of cooling, e.g. propane and kerosene to be specific.