Teeth

[JohnyMac]

Old JohnyMac is in damn good health even if I have to say so myself. I have some aches and pains common to a 58 year old but for all intents and purposes I am A-OK.

With  that said, I haven't been to a dentist since November 2010 - The reason is money. Except for a short seven month stint helping a friend bring his business out of the red to the black and then selling it, there is no money coming in but retirement saving's. We are currently paying cash for MrsMac's dentist visits and he isn't cheap! Because of her diabetes she has to go to a specialist 

I have been looking into dental insurance for both of us BUT no insurance company as yet will take MrsMac and me because of MrsMac's teeth issues due to her diabetes. I have a hard time opening my Scottish pocket book to the tune of $100- a month just for me. 

So, any suggestions UP friends short of offering up my teeth to a dentist school for practice? 
   

[Burt Gummer]

Dental insurance works off the principle of "Cost collectivization" rather than actual insurance such as with a car.

So it's not the fact that she has bad teeth just that the pool you're joining is full of people using dental insurance making the monthly premium so high.

These pools are generally oriented around companies or organizations for the reason of heaving a steady demographic of fund consumers in the pool. sometimes they are also subsidized.

(this is why obama care can't work)

Find a pool with primarily young to middle aged people and subscribe to that and your premium will be lower.

[JohnyMac]

Thanks Burt. I will try to find out the demographics of the folks within each insurance company.